(650) 880-2660
[email protected]

SERVING BUSINESSES, HIGH-NET-WORTH INDIVIDUALS, AND GENERATIONAL HOUSEHOLDS

Financial Services Tailored to Your Personal and Business Needs

Beacon Wealth Advisory provides guidance to individuals, households, and small businesses to navigate the challenges and uncertainty of financial markets. Clients face additional challenges, such as inflation, volatile markets, and a challenging economy, that lead to increasing uncertainty about finances and retirement.

Beacon Wealth Advisory provides personalized wealth management and investment planning services to individuals, families, and small businesses. Our team of experienced professionals offers customized strategies and strategic wealth planning to help clients pursue their financial goals.

Beacon Wealth Advisory’s services include wealth management, investment planning, and more. With a client-centric approach and focus on holistic planning, Beacon Wealth Advisory provides comprehensive and personalized financial guidance tailored to your situation.

 

Individuals & Households

Clients receive a comprehensive review and planning process to help address your financial needs. We begin by getting to know you better so that we can help address your short- and long-term financial goals. With access to Stifel’s robust financial planning resources, we’ll work as a team to clearly define those goals and to develop a customized strategy to pursue them.

Our goal is to help provide clarity and to assist in understanding your financial situation and what you’ll need to pursue your financial goals. Our comprehensive review examines not just your savings and investments, but also incorporates other factors such as Social Security planning, possible long-term care expenses, cost of living, and Medicare.

Many people spend their working years building a retirement nest egg with little thought about liquidity and access once they leave their careers behind. We review your current income resources and assets to create a plan designed to provide an income stream during your retirement years.

Beacon Wealth Advisory can work with your tax advisors to incorporate tax-efficient retirement income strategies as a core focus toward your financial goals.  Our clients benefit from many critical elements of the retirement tax planning process, including:
  • Distribution and income strategies
  • Appreciated stock gifting strategies (donor-advised funds)
  • Tax-advantaged retirement income planning

Stifel’s estate planning professionals help review your estate documents, looking for ways to reduce potential exposure to taxes, possible probate, and the transfer of your estate for you to discuss with your estate planning attorney. We can coordinate with your legal and tax advisors as needed.

We know from personal experience that funding college education can be one of the most significant and, at the same time, rewarding expenses of your life. There are many college savings alternatives, some which provide certain tax advantages. We’ll assist you in assessing the various alternatives and establishing a savings plan designed to provide the needed funds when the time comes.

Life insurance can be more than just a liability management resource – it can be a great legacy-building tool as well! Beacon Wealth Advisory can incorporate life and long-term care insurance to help provide an additional resource to supplement your family’s income. Other tools, such as annuities, may provide a steady stream of lifetime income during retirement. Our objective during discovery is to help you address other goals, such as:
  • Ensuring that your loved ones will be financially provided for
  • Covering your monthly expenses should you be unable to work due to disability
  • Assisting in a policy’s benefits during an estate transition
  • Preparing for costly health expenses down the road
  • Providing options from your financial resources that may offer lifetime income, so you don’t have to worry about outliving your assets

Group and Employer Retirement Plans

You can do more than just help your employees retire – you can help them retire with confidence. To do so, you need a well-designed retirement program. We can help. 

We will work with you to develop a program centered on your business and create a plan that aligns with your employees’ and your business’s goals.  We will help design a retirement plan that helps to maximize the benefits for both your business and your employees.

Our services are structured to reduce your administrative burden so you can focus on running your business. We’ll address common retirement plan sponsor concerns, such as:

  1. Employee Outcomes
    We’ll discuss plan features that may provide greater opportunity for positive outcomes.
  2. Plan Compliance
    The regulatory landscape continues to change, and we’ll help keep you educated.
  3. Fees and Investments
    We will periodically review your program’s investment options with you to help ensure they are suitable for your employees.

Trust and fiduciary services are provided by Stifel Trust Company, N.A. and Stifel Trust Company Delaware, N.A. (collectively Stifel Trust Companies), wholly owned subsidiaries of Stifel Financial Corp. and affiliates of Stifel, Nicolaus & Company, Incorporated, Member SIPC & NYSE. Unless otherwise specified, products purchased from or held by Stifel Trust Companies are not insured by the FDIC or any other government agency, are not deposits or other obligations of Stifel Trust Companies, are not guaranteed by Stifel Trust Companies, and are subject to investment risks, including possible loss of the principal invested. Neither Stifel Trust Companies nor affiliated companies provide legal or tax advice.